High risk credit cards processing is an important aspect of many business models but before you sign up a there are a few things you should know. First, as a high-risk merchant you might find it hard to get instal approval for a credit processing account because credit companies know that there is an increased potential that your customers may charge-back or miss payments. This may seem unfair, but it only make sense, high risk merchant processing is, just as it says, a high risk and creditors need to be wary or they risk losing a lot of money. High risk merchant accounts are now easy with more merchant account providers.